Terms and Conditions
Welcome to Raybrand Technologies. By accessing or using our payment gateway services, you agree to be bound by these Terms and Conditions. Please read them carefully before using our Services.
Scope of Services
Our payment gateway facilitates online payment transactions between customers and merchants. We act as a technology service provider and are not a party to any transactions conducted through our platform.
User Responsibilities
You agree to:
- Provide accurate, current, and complete information during the registration process.
- Use the Services only for lawful purposes and in compliance with applicable laws and regulations.
- Maintain the security of your account credentials and promptly notify us of any unauthorized access or suspected breach.
Payment Transactions
Authorization: By initiating a payment, you authorize us to process the transaction on your behalf.
Payment Methods: We support various payment methods, including credit cards, debit cards, and digital wallets. Availability may vary by region or merchant.
Fees: Transaction fees, if any, will be disclosed during the payment process. You are responsible for all applicable fees and charges.
Transaction Limits: We may impose limits on transaction amounts or frequency to comply with legal or regulatory requirements.
Refunds and Disputes
Refunds: Refunds, if applicable, are subject to the merchant's refund policy. We are not responsible for processing refunds unless explicitly agreed.
If the criteria for a refund are met, we will be credited the refund within 7-10 working days from the date of approval.
Disputes: In the event of a dispute, we encourage you to resolve the issue directly with the merchant.
Prohibited Activities
You agree not to:
- Use the Services for illegal activities, including money laundering, fraud, or the sale of prohibited goods.
- Interfere with or disrupt the integrity or performance of the Services.
- Attempt to gain unauthorized access to our systems or data.
Intellectual Property
All content, trademarks, and technology provided through the Services are owned by us or our licensors. You may not use, modify, or distribute our intellectual property without prior written consent.
Limitation of Liability
We are not responsible for the actions or omissions of merchants, customers, or third parties.
To the extent permitted by law, we disclaim all warranties, express or implied, including merchantability and fitness for a particular purpose.
Our liability is limited to the amount of fees paid to us for the transaction in question.
Data Privacy
Our use of personal information is governed by our Privacy Policy. By using the Services, you consent to the collection, use, and disclosure of your information as described in the Privacy Policy.
Suspension and Termination
We may suspend or terminate your access to the Services if:
- You violate these Terms or applicable laws.
- We suspect fraudulent or unauthorized activities associated with your account.
- We are required to do so by legal or regulatory authorities.
Governing Law and Dispute Resolution
These Terms are governed by the laws of India. Any disputes arising out of or related to these Terms shall be resolved through binding arbitration or in the courts of India, as applicable.
Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective upon posting on our website. Continued use of the Services constitutes acceptance of the updated Terms.
Contact Us
If you have questions about these Terms or the Services, please contact us at:
Email: info@raybrand.technology
Contact Number: +91 9051927223